You can transfer funds, check your balances, order checks, and do a lot more on line.
Some people are wary about online banking because of its bad press.
But the people who have had bad experiences with this type of banking are actually very few and far between, if you compare that number to the many who never have any trouble with this.
There have been a great deal of improvements made over the years to protect the consumer in this regard.
And the improved security with your private information continues to be enhanced.
Your accounts are set up by you alone, with private passwords and codes so that only you can access them.
And it is not difficult or complicated to change your password at any time you desire.
Improvements are also always being made for the ease of use for the consumer.
The auto complete function has been eliminated.
This was when the completion of the application for the account was automatically finished.
Now only you can finish it, and it cannot be accessed by strangers.
And many banks have enforced new rules so that you are no longer responsible if an unauthorized person does access your account.
This guarantees your security on line.
So how does one start an online account? You will need to have a computer with Internet access.
If your browser, like Internet Explorer, is supported by your bank, that is all you need.
There is no software you need to buy.
Then all you do is register on line.
The form for registration will require your social security number, your debit card, or credit card account number, and you will be given the opportunity to choose a personal identification number, or pin, for your accounts.
You can also use a checking account number or savings account, if you do not have a credit or debit card.
Your mortgage loan or other loan account will also do fine.
Imagine never having to leave the house to attend to your banking needs.
That will also save you gas money and travel time.
And you can do this twenty four hours per day, and seven days per week.
You will be given a confirmation number for every transaction you make, and you are bound to find this type of banking easy and convenient.
You can check ATM transactions (that is, automatic teller machine), and checking and savings transactions, as well.
You can pay bills this way anywhere in the United States.
You will be able to view check images, statements, even phone transactions.
And you will never have any doubts again about deposits or withdrawals that you have made, because you can see them whenever you need to.
You can even apply for credit online, or request a credit card increase.
You can order checks, and stop checks, as well.
And you will even be able to get insurance service quotes, and check your brokerage and investment balances.
So make the choice to make the switch to internet banking today.