These 500 loans are a short term loans that are issued to you through the internet in few hours time. As these can be applied through the internet, so you can apply for this at any time. This need your name, address, phone no and e-mail id etc. You need to fill all these things genuine so that there will not any problem in your loan approval. You will feel that this is just a kind of formal process as you will go through this.
There are many advantages attached with this loan scheme that almost every USA people can apply for this if he/she is more than 18 years of age and must have a valid active checking and saving account on his/her own name, with a steady workplace since last one year in USA and will hold for sometime until you repay the loan amount. This all things prove that you do not need to provide any kind of collateral or security in reply to the loan money. No other information is required for the approval of loan without any hassle.
If you apply for the same from the banks, they will look for your annual credit report and if you have not so much good history, your loan application approval may delay or may be rejected also. But here is nothing like this because this is also approved for the bad creditors also without any problem.